I am a multi-millionaire in America. I am also an immigrant. Some may say that there are many people like me. It is true. Many more people are much more richer than I. I am also a self-made millionaire. Along the way I had lot of help. It is a long story and exciting one at that. I am still living in that story. I had lots of help specially from my mother and father. I will be a fool to say that I became a multi-millionaire all by myself. I am proud to say that I had lots of help and also would be a liar if I said that I made it all by myself. However, when I say that I am a self-made multi-millionaire, I mean that I began with nothing. I was never given a dime from anyone without working for it. I never had any inheritance. Since I became a millionaire, I would like to share how I became one. My story may help you to become one also. The road to become one is pretty hard, and for some it is an impossible dream. If you follow my path, I know that you can become a multi-millionaire.
First off if you want to be rich, you have to define what rich means to you. Do you mean having one million dollars in your bank account? Do you mean that you have a house that is paid off, two cars that are paid off, no debts, a solid job, retirement funds that are over million dollars? Do you mean that you have a degree and professional license to make over six figure income annually? Do you mean that you have an access to millions of dollars with a flicker of a pen and a phone call? These are all applicable to me.
Let me list all of the things that I have. I have two houses, one 4,450 ft2 home that is worth $2.5 million and another one 1,650 ft2 home that is worth $ 500,000 with long term mortgages with extremely low interest rates for tax purposes. I am paying less than a couple who live on an apartment in Orange County due to high credit score and paying over half of equity. I have five cars that are all paid for. I have Tesla Model S, Range Rover HSE, Audi A5, Infiniti QX 60 and my new Porsche. I paid off all of the cars since I am keeping them for a long term. It only makes sense not to lease your vehicle if you are going to keep them a long time and make money at the end of the ownership. I also buy cars that last a very long time and maintain them well. I have investments in the real estates, land, stocks, bonds and retirement portfolio.
Having said that I don’t want to give an impression of bragging. I just want to state that I amassed these things over the years by having a dream of becoming a multi-millionaire one day. This is how I achieved my dream. If you do the following easy to follow steps, you can become one too.
First you must see that your dream is a realistic one. Then you put your dreams down in a notebook. You will continue to keep tabs in your notebook of each step that you take to make you get closer to that dream. Therefore, you put your biggest and best dream and then you are going to write each goal to achieve it.
Second you must work on your health. You will not be able to achieve your dreams in the hospital bed or in a nursing home. If you are more than 25 to 30 BMI, which means that you are obese and most likely do not engage in disciplined healthy eating habits and regular exercises, you will have a harder time maintaining your goals and reaching your dream. The top most important thing is to invest in your health. Therefore I exercise daily, eat healthy daily, and take my required vitamins; my choice of course is organic, non-GMO, free of gluten, and Kosher, Juice Plus. I take double dose since I can afford it.
Third and rather important at that is that you must stop all unnecessary spending until you reach your major goals of achievements. You may celebrate with your loved ones by going out for a reasonable meal in a reasonably priced healthy restaurants maybe once in a blue moon. However, until you reach your financial goal, do not spend money on any unnecessary things. Do not overspend on things that you do not need. Do not use your house as a warehouse. Let the supermarket, grocery stores and large warehouses be your warehouses. Stop spending money in a place like Costco. Unlike their logo-Members Saving, it should be labeled as Members Spending. Shopping at a Costco means that you are buying too much when you don’t need them. Spending money unwisely without thinking about a long term consequences is like having multiple cracks and holes in your large bank account that you cannot patch. My analogy is like the one in a fairy tale. When you pour water into a pot with multiple holes in it, there is no way you can pour enough water to fill it. Your job and very first job should be to stop the holes in your water jug.
Four is very hard. It is actually one of the hardest. You must have multiple income sources. Let me tell you what and why and how. First you must have some kind of skills that not too many people have. It takes time to develop this. For one you must have a some sort of license. One of the easiest way to earn a license is by studying to become a real estate agent and also paying $52 to become a Juiceplus sales representative. This has to be two easiest ones to get. Now let’s talk about a real estate agent. Real estate agent makes money by knowing the real estate market and the customers. If you can find the right property for a right person and understand the needs of your client and match what they want and need, you have a successful sales. You will get 4% up to 6% commission depending on your status. If you are a sales person and a broker, you get 6% by representing the buyer and a seller. If you sold $1 million home, you can make $60,000 per one transection. However, the real secret here is not what you get from the transection but what you will learn in studying the real estate market. The most important thing here is to get to know the real estate market where you live and you can invest into it. You will learn where the new real estate boom will be and buy the property when it’s still cheap. Real estate agents are one of the wealthiest people that I know. Most of the mega-riches are made in real estate. The Juiceplus Franchise is not where you are going to make millions. Rather you will make very little money in a Pyramid scheme of things. Having said that the real secret of Juiceplus Franchise is in teaching you how to become one of the best salesman or saleswoman. The lessons that they teach you will become a huge hit for you. You will learn the things that college professors will not be able to teach you. You will learn the followings: Leadership, Team-Building, Working with Others, Selling to perfect strangers, Learn the art of sales, Become fearless, Goal oriented, Public speaking, Goal setting, Character building, Failing Up, Jim Rohn, and scores of others. Go to school my friend. Learn a trade that will pay you dividends.
Fifth is to start making money. You will need a job first. The job that pays your bills. You must get a regular pay check and must have an accountability. You must pay your taxes first from your paycheck. Then you must pay your home mortgage and other monthly requirements such as electricity, water, gas, garbage, groceries and essentials that you have to have. Next cut off your cables, for example, get the basic internet service and the most basic cell phone. Get the least expensive iPhone or Samsung cell phone. Then and only then do the following things with your paycheck: First 10% you must give to your charity-it could be your parents, your kid sister, your church, the Red Cross, or any charity, then 10% in cash and the next 10% into a long term stocks.
Sixth you must be a person of a character. You have to commit to the following edicts that separate you from the rest. You must commit to be the top 10% in order to achieve your goals of becoming wealthy and independent. There are many attributes of a wealthy person. When you look around you will see it time and time again. The wealthy people are very humble. They drive very conservative cars. They dress like a normal people. They never show off their money. Most likely you will never know how much person has by their looks. Watch out for those who have many rings, necklaces, fancy clothes, shiny shoes and brand new cars. They are the ones who have nothing and want to borrow money to feed their habits. A person of a character must possess the following, patience, wisdom, education, vocabulary, comprehension, one extra language, deep philosophy, honesty and timeliness. Let me explain. You have to possess patience to keep your wealth growing. You must use patience to wait for the right time to buy the right thing such as stocks, real estate, cars and houses. You must have wisdom to understand many things such as value in picking the right partner for life. Wisdom to care for others so that you are a kind person and trustworthy person. Do not use anger as your tool or energy to feed your passion. You must educate yourself. I don’t mean going to school forever. You must use all in your power to finish the minimal degree to achieve your job. Once that happened, go forward with the further continuing education to be the top in your career. I am continuing to study the things that I am doing everyday. Therefore, I became an expert in my field in what I do everyday. Once you evolve and learn daily, not too many competition can stop you. Remember there are many competitors out there. In order to become successful you must read and learn many new words. Your vocabulary must be much more than regular people. You must learn at least one or new words daily. You must have 10,000 difficult vocabulary in your power and learn the new words each time you read. Write it down with meaning and how to pronounce it. Once you reach the highest possible vocabulary possible, you will find that your learning, achieving, speaking become all better. Comprehension and extra language come hand in hand. Once you start your road to become wealthy, make sure that you start learning a new language. You must choose one that comes in handy for you. Glory if you were lucky and already you have another language from your parents. If you are born as a Spanish speaking person, you are already way ahead. You can speak English and Spanish, two of the most spoken languages in the world. Don’t stop there, pick up one other language to learn and speak. It will be an asset to learn to speak Korean, Chinese or Japanese. These three Asian countries are the most important ones in economic and military power. They are all in top ten of most powerful economies and military power of the world. The last three things are all the same. You must have your own philosophy. This means that you have to have a belief system that you can always fall back on. What are some of my philosophy? These are that I am worth it. I believe in good of everyone. I think I can make a difference in others. I believe that by Doing, you become. I believe that I make money to help others. My philosophy is that I have to respect and take care of my parents, my immediate family, honor my wife and my children. My philosophy is never to lie or cheat. I believe in character building and amassing my fortune. I believe in saving the planet. I believe in not trashing the earth, my only home. I believe in non-violence. I believe in human rights. I believe in self-reliance and not relying on others. I believe in health and fitness. I believe in buying only the best of the best so that I don’t have to keep buying. I believe in shopping smart. I believe in cleanliness, and hygiene. I believe in white teeth. I believe in enjoying life after earning. I believe in saving money not spending money. I believe in fast cars and beautiful women. I believe in marriage. I believe in reading and writing. I believe in restoring. I believe in saying positive things to people. I believe in power of wisdom and learning. I believe in education and certification. I believe in patriotism. I believe in Apple. I believe in democracy and freedom of speech. I believe in justice and everyone is equal. I believe in higher being. I believe in by acting and not by talking. I believe in buying clothes that last. I believe in buying good things and not wasting money on consumables that only last few days. I believe in not drinking coffee and smoking cigarettes. Coffee makes me anxious, jittery and nervous and shaky. Cigarettes are expensive and destroys my health and my environment. I believe in moderations in drinking. I believe in limiting salt intake. I believe in Juiceplus for healthy living. I believe in exercise in the form of group exercise to promote well-being and friendship. Next comes to honesty. This is a such a simple word that belies so much. As I mentioned earlier that I believe in honesty. I try my best not to lie, not to even embellish. I am a firm believer that if you have certain philosophy that is based on good and not bad, then you will have a very good chance in being successful in life. You must hold on to your values and your basic philosophy and do not compromise them. Do not sell your philosophical beliefs for dollars. If you work for someone and believe that they are in it for themselves and not for others, quit right away. Do not compromise your ethics, philosophy and pride to work for someone. I don’t care how much money you earn, you will not make rich. Even if that person is your own family members, just look and listen and see and learn. If your father or mother or cousins are your bosses and they do not embrace your philosophy of being good, then walk away. It is always better to find people who are good and want to do good and work for them or with them then try to change anyone.
Finally for this first chapter, I believe that you must earn a title. I mean by that as the Title that you truly earned. I truly mean a title like these: Professional titles such as J.D.-lawyer, M.D.-Medical Doctor, Ph. D.-Doctor of Philosophy like the professor, Pharm D-Doctor of Pharmacy, CPA-Certified Public Accountant, R.N.-Registered Nurse, MBA-Masters of Business Administration, etc. First you have to have an education then start on your real career-in sales.
You must achieve the highest grades of education and certification possible. It could be that you are studying and learning to become a teacher, banker, surgical technician, registered nurse or dietitian, Speech Pathology, or even a master technician, computer engineer, programmer, etc. Once you get the highest possible degree that you can without incurring a huge student loan, then you must start on a career of selling yourself and your skills. This means that you must acquire a skill to become a salesperson. Therefore you should be engaged in speech, diction, vocabulary, reading, writing, speaking coherently and truly learn about yourself and whether you can truly become a salesperson. Let’s see how you do this in the second chapter.